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• • • • • • • • • • • • • • • By We’d all like to finish next year with a bit extra in our pockets. The good news is, when your goal is relatively modest, there are plenty of ways to get there. On the following pages you’ll find our best saving and earning ideas—each with the aim of winning you an extra $1,000 in 2018. Few of these strategies are easy, but none will require a major life change. While you are certainly free to give up your daily trip to ($3.65 for a grande latte x 365=$1,332.25), we aren’t even going to ask you to do that. Rejigger Your Bills.

Thousand Ways To Make 1000 Dollars.pdf Free Download Here How to make $1000 a month online from scratch http://www.associateprograms.com/free-downloads/1000-a-month.pdf.

Cover illustration by Adam Hayes 1. Cut the cord Tens of millions of Americans have —and for good reason. The average bill hit $103 a month last year, according to the Leichtman Research Group.

But there are countless streaming options. A comprehensive package would include HBO Now,, Hulu, and All Access, totaling around $37 a month, or $444 a year, for a savings of ­almost $800. Go with just HBO and Net­flix and you’ll save $968. Switch your cell phone plan The average family of four’s cell phone bill adds up to about $2,880 a year. But Sprint’s prepaid Family Plan—the —is only $1,260.

Switch credit cards The average household with credit card debt pays $1,292 in ­interest a year, according to NerdWallet. A can give you a year of 0% APR to help you catch up. Boost your credit score Doing it in a year won’t be easy, but you can get there, says Greg McBride, chief ­financial analyst at Bankrate.

Paying your bills on time is the first step. Also focus on keeping your “credit utilization ratio”—the amount of your credit limit you use—below 10%. Your new, higher credit score could shave as much as one percentage point off your mortgage rate in today’s market, says McBride. That will save you $1,000 a year on a $150,000 home loan. Refinance student loans On a $90,000 parent PLUS loan with a 6.6% ­interest rate, you’re shelling out $1,025 a month on a standard repayment plan.

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